In a spectacular Fourth of July event packed with bombers roaring overhead and crowds waving flags on the White House lawn, President Donald Trump signed into law what might become one of the most consequential pro-family economic measures in American history.
The legislation, dubbed the “Big Beautiful Bill,” now guarantees that every baby born in the United States from January 1, 2025, through December 31, 2028, will enter life with a $1,000 government-funded investment account—a financial foundation conservatives have been fighting for over the past several years.
The so-called “Trump Accounts” aim to give American children a direct stake in the economy, potentially rewriting the future for millions of families. Parents will also have the option to add up to $5,000 each year into these tax-deferred accounts, invested primarily in low-cost U.S. index funds. Those savings can eventually help cover college expenses, the purchase of a first home, or the launch of a small business.
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